Sometimes the home you're looking for isn't for sale in the MLS yet because the seller is trying to sell it on their own before listing it with a Broker. Most homeowners contact local REALTORS® with information about their "for sale by owner" home, and ask us to help them! They don't want to hire us just yet, but they want us to keep their home in mind when finding homes for our clients-- because they know most buyers are working with a Buyer's Agent.
Just like with a home for sale in the MLS, the "for sale by owner" seller will typically pay a commission to a Buyer's Agent for selling their home. This means there would be no cost to you to have full representation when buying a home, even from an unrepresented seller.
As your Buyer's Agent I will contact the seller to schedule a showing appointment and request all of the listing information, including the required seller's disclosures. I will also obtain the most recent tax bill and county records so that you can verify accuracy of the information provided. The homeowner is typically present for the showing so it can be a little awkward, but don't worry, I will be there to ask all the right questions and protect your best interests. If you like the home and want to pursue making an offer, I will help you determine the home's value based on recent, comparable sales, and will negotiate with the seller on your behalf for the best possible price and terms.
Many do-it-yourself sellers use generic "contracts" they find off the internet, which offer little to no legal protection for you, the buyer. When you have a REALTOR® representing you, your offer to purchase will be written on our tried and true REALTOR® Association contracts which will offer you the most protection possible in the form of financing, inspection and appraisal contingencies. I will work with your lender, home inspector, appraiser, and title company to satisfy all contingencies and get you to the closing table.